Used Cars for Sale in Billings, MT
If you can make a payment, you can buy a car!
Flexible Financing Right Here in Billings, MT
Buying a car in Billings just got easier. At Deals on Wheels, we offer Buy Here Pay Here financing that puts you in control. No credit check. No runaround. Just honest terms and fast approvals.
Whether you’re heading to work, exploring the Rimrocks, or taking the kids to practice — we’ll get you on the road with confidence and coverage.
In-house financing
30-Month/30,000 Protection Available
Same-day approval available
Payments built around your budget
Browse Our Billings Inventory
We carry a wide selection of quality used sedans, SUVs, vans, and trucks — all inspected, serviced, and ready to drive. Every vehicle in Missoula is eligible for in-house financing.
Deals on Wheels: Customer Reviews
Trusted by Drivers Across Billings
We’re proud to serve this community with our values in mind: trust, accountability, and compassion.
Your Car Comes with Protection
Every Vehicle Comes with Our Love It Or Exchange It Guarantee!
Buying a used car shouldn’t feel risky. That’s why we offer a 48-hour/200-mile Love-It-Or Exchange-It Guarantee. Every vehicle sold at Deals on Wheels have an available 30-month / 30,000-mile service contract — with a $100 deductible.
This coverage gives our customers confidence knowing they’re not alone when something unexpected happens. Combine that with our no-fee early payoff option, and you’ve got one of the best values in the Montana used car market.
Before anything hits our lot, our vehicles go through a multi-point inspection and quality check — so you know you’re getting a vehicle you can rely on.
Get Approved Right Here in Missoula, MT
Our in-house financing process is quick, flexible, and built around your life. We say yes when others say no — and we make sure the payments fit your budget.
Start Driving Today – No Credit Needed
Drive Today – Even with No Credit!
We Finance You – Not Your Credit Score
At Deals on Wheels, we know that life happens — and your credit history shouldn’t stop you from getting the vehicle you need. That’s why we proudly offer Buy Here Pay Here financing across all five of our Montana locations.
Unlike traditional dealerships that rely on third-party lenders, we keep it in-house. That means you deal directly with us, and we’ll build a payment plan around your current financial situation, not your credit score.
Whether you’re recovering from a financial setback or just starting out, our team is here to help you move forward with affordable monthly payments and fast, no-hassle approvals.
Most customers are approved within the same day — many drive off the lot in less than 2 hours.
✅ No Banks ✅ No Hassles ✅ No Waiting
What Sets Us Apart
Buy Here Pay Here Financing
We finance you directly, regardless of credit history. Get Approved for financing online within minutes
48-Hour Love-It or Exchange-It Guarantee
If it’s not the right fit, bring it back within 48 hours and pick another vehicle.
Available 30-Month/30,000-Service Contract
Upgrade your coverage for long-term peace of mind.
$150 Referral Program
Earn cash for every friend or family member you send our way.
Visit Our Billings Dealership
Questions? We’re Here to Help.
Need info about a vehicle or financing? Want to trade in your car? Our Missoula team is ready to support you.
See Other Montana Locations
Visit Any of Our 5 Montana Locations
Deals on Wheels: Billings
Deals on Wheels: Great Falls
Deals on Wheels: Missoula
